After a serious car crash or another accident type in Albany, New York, you may have to deal with great financial strain. You could have a pile of medical bills on top of property damage repairs and lost wages.
Seeking compensation is an important task after suffering a debilitating injury. A compensation award through an insurance claim or personal injury lawsuit could help you get through this difficult time.
Document your accident and injuries
Regardless of the type of accident you were in, whether it happened on the New York State Thruway or at work, document everything. The more information you have about your accident, the stronger your claim. Take photographs of the scene of the accident, keep copies of your medical records and obtain copies of any police reports.
Learn your rights and options in New York
If you were in a car accident, the state’s no-fault laws may mean you can only seek recovery from your insurance company, regardless of fault. The only time you can file a claim outside the insurance system is with certain serious injuries. In other types of accidents, however, you may have grounds for a claim against the negligent party. If you suffer an injury at work, a workers’ compensation claim may be the best course of action.
Seek recovery through the proper outlet
Act quickly to file your claim with an insurance company, the NYS Workers’ Compensation Board or the Albany County civil courts. Strict deadlines may apply to your claim. Insurance companies generally require as-soon-as-possible filing. A workers’ comp claim takes notifying your employer within 30 days of the accident. You have three years from the date of the accident to bring an injury lawsuit.
Get help from professionals
If you do not know where to turn for the maximum possible compensation after a debilitating injury in Albany, seek assistance from a personal injury lawyer. Unlike an insurance claims adjuster, a lawyer works for you — not for an insurance company. An attorney may have important counsel to give you in the aftermath of a serious accident.